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Financial Aid

Financial Aid is money that the government and other organizations give you or lend you so you can pay for post-
secondary schools.  To qualify for financial aid, you have to apply.  

There are four main types of financial aid.

Grants

Grants are called gift aid because they do not have to be paid back. Grants come from federal and state governments and from colleges. Most grants are need based, which means they are usually given based on your or your family’s financial circumstances.

Scholarships

Scholarships are also gift aid. Scholarships come from governments, colleges and private organizations. They may be awarded for academic or athletic ability, interest in a certain subject, or volunteer work, for example. Some scholarships are given based on membership in an ethnic or religious group. Companies may also give scholarships to children of employees.

Loans

Borrowing money from a bank, government or lending company is called taking out a loan. A loan must be paid back with an extra charge called interest. The federal government offers low-interest loans to students with financial need. Other lenders charge more interest.

 

FAFSA (Free Application for Federal Student Aid) - Get help paying for post-secondary education

 

FAFSA4caster - Estimate your eligibility for federal student aid

 

Financial Aid: FAQs - Answers to frequently asked questions about financial aid

 

College Financial Aid 101 - Tips, tolls, and expert advice to help students and parents navigate student loans, scholarships, grants, the FAFSA, and overall financial planning.

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